Account-book



(No Model.) 2 Sheets-Sheet 1.

E. G. STEVENS.

ACCOUNT BOOK.

No. 400,014. Patented Mar. 19, 1889.

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(No Model.) 2 Sheets-Sheet 2.

E. G. STEVENS.

ACCOUNT BooK.

No. 400,014. Patented Mar. 10, 1800.

m0155555 INVENTUR- i :L @mwag UNTTED STATES PATENT i FFICE.

EDlVARD G. STEVENS, OF CLINTON, MASSACHUSETTS.

ACCOUNT-BOOK.

SPECIFICATION forming part of Letters Patent No. 400,014, dated March19, 1889.

Application led October ll 1888. Serial No. 286,851. (No model.)

To all z//w'm/ it may concern.-

Be it known that I, EDWARD G. STEVENS, of Clinton, in the county ofVorcester and State of Massachusetts, a citizen of the United States,have invented a new and useful Improvement in Account-Books forInsurancelolicy Blanks, Checks, and other Uses, of which the followingis a full, clear, and exact description, reference being had to theaccompanying drawings, forming a part of this specification, inexplaining its nature.

The invention relates to an account-book for insurance-policy blanks andother uses, which has for its essential features a number of leaves orsheets, each of which comprises a printed policy in blank or otherprinted business form in blank, and a stub, each sheet or page having,preferably, two lines of perforations, one of which extends the fulllength of the leaf from top to bottom, and the other of which varies ineach page or leaf as to length, and which extends, preferably, from thebottom upward, and a cross-line of perforations extending from the upperend of the latter vertical line to the former vertical line. Each pageor leaf has this cross-line of perforations in. a different location orposition, and preferably this is arranged in regularorder-that is, thefirst page or leaf is perforated to remove the largest waste-section orpart of the page or leaf-and each succeeding page or leaf in order isperforated to remove a smaller waste-section of the page or leaf, sothat the stubs as the blanks and waste are detached extend by eachotherfrom the top of the page downward. This provides an account-book whichis very desirable for many uses, and especially for the purposes ofaffording a cornplete record of all entries or transactions coucerningeach and every one of the issued insurance-policies or other blanks, theprincipal part of which entries or information is exposed upon theturning of the cover as though upon one page or leaf,.so that the entirebusiness or practically the entire business for which the book is usedis in shape for immediate use and examination.

In the drawings I have illustrated the invention as applied to a policyblank-book for insurance companies, and Figure l is a View representingthe account-book as open and partially used. Fig. 2 is a view inperspective of the book open andpartly used. Fig. 3 is a View incross-section from back to front representing the account-book after allthe blanks have been removed.

A represents a leaf or sheet of the book, and as many leaves or sheetsmaybe employed as may be desired. t

a representsthe policy-blank or printed forni. It is adapted to bedetached from the remainder a of the sheet or leaf upon the verticalline a2 of perforations extending from the top to the bottom of thepageor leaf. The remaining portion or stub a comprises the section orpart a3, which has suitable printed matter, such as Agency No. locatedat g blank for the name of the insurance company, name and residence ofassured, Policy renewed term form of policy, indorsements, doc., being asection of the page upon which general information may be noted, andalso the section a4, which is represented as divided into the columns aa ai as, the column a5 being headed Expiration, and being divided byruling into three divisions for years, months, and days, the column abeing headed Amount, the column a7 being headed Rate and being dividedby a line into two divisions, one for old and the other new, and thecolumn a8 being headed Premium This section c4 also bears the number ofthe policy. It is only necessary that the section a4 of the first pageor sheet have these headings, although each page or sheet may have them,if desired. The section a of the sheet also has the part a9, which isadapted to be detached from the rest of the section a', there being avertical line of perforations, d10, and a horizontal line ofperforations, a, extending from the end of the vertical line to the linea2 of perforations. This section is practically waste. Its size in eachsheet or leaf varies, and in sheet l it is the largest. It ispractically one line less in length for each succeeding sheet. This addsi to each section a* another line for each leaf or sheet-that is, onpolicy or leaf No. l the section d4 would have one exposed line; policyor leaf No. 2 would have two lines, the second of which would beexposed; policy or leaf No. 3 would have three lines, the third IOO onlyof which is exposed. Only one line of section a is used for noting theinformation which it is desired should be readily ascertained andexaminedmviz., the informa` tion under the headings Expiratitm, Amunt,Rate, Premium lVhile I have illustrated the invention as applied to apolicy-blank bool; specially applicable for use in the insurancebusiness, l would not be understood as limiting myseli', so far as theessential feature of the invention is concernethto any particular formof blank or particular use, the principal feat-ure of the inventionbeing` the arrangement ot' theleaves and the lines oli? perforations,whereby certain sections of the leaves may be detached and certain othersections of the leaves retained, but ol different lengths extelldingfrom the top downward, so that the record of the detached sections whilewritten upon separate leaves or sheets arranged in vertical order and asthough written upon one page or leaf, so lfar as its ready examinationis concerned. (.)l course f or some uses the section a of each leal' orsheet may be dispensed with.

lt is of course obvious thatthe book maybe arrangwl so as to beremovable from the last sheet iirst instead of from the first sheet, inwhich event the book would be used l'rom the last backward to the firstsheetor leaf.

llaving thus fully described my invention, I claim and desire to secureby Letters Patent of the lUnited Statesl.. An account or check bookcomprising a number of sheets or leaves, each of which sheets or leavescomprises the section a', which is a blank form or blank paper, andwhich is detachable from the remainder ot' the sheet or leaf, and thesections a", each of which va ries in length from the top of the pagedownwardV and in regular order from the iirst to the last, as and forthe purposes described.

2. The blank account or check book comprising a number of leaves orsheets, each oit' which has the detachable section d, and the removablesection a, and the section a", each sheet of the removable section u,varying in size and regularly from the first to the last sheet or leaf,substantially as and Vfor the purposes specified.

EINVARD G. "FEVENS. lVitiieSses:

L. FRANK Minimum', ENoon K. Gines.

